Consumer Financial Services
Consumer financial services: political events to keep your eye on in 2012/13
Submitted by MHP on 20-04-2012
Ageing and end of life planning – don’t leave your final finances to chance
Submitted by Simon Cox on 20-04-2012
Death and old age in this country has customarily been a topic awkwardly discussed in vague abstractions. Although this taboo of talking about death and old age appears to be beginning to ebb away, people are still not making enough plans to secure their and their families’ future.
W(h)ither The Economy?
Submitted by Simon James on 20-04-2012
We can all understand the Government’s insistence about the need to have a balanced budget. Most of us have experienced what it is like when we have no more cash in our pockets and our credit cards have reached their limit. Many of us have felt the uncertainty of whether we shall have enough money even when the next salary or pension payment has been made. We all understand that nations need to balance their budgets in the long run.
“A diminutive thesis on obfuscation in etymology” or “Lessons on plain speaking”
Submitted by Elliot Bishton on 19-04-2012
As I passed through school and university, I took on a number of part-time jobs to help pocket extra cash. My first job was as a Media Distribution Officer. But as I grew older, I put my hand to Field Nourishment Consulting and used to help my uncle as a Mortar Logistics Engineer.
No idea what I’m talking about? Let me translate.
I began a paper boy, became a waiter, and was occasional labourer on my uncle’s new house.
Taking responsibility
Submitted by Leone Ward on 18-04-2012
One thing is clear: despite claims to the contrary, and according to a variety of research sources, public trust in the financial services sector continues to be low.
The furore factor: forecasting next season’s banker bashing
Submitted by Leo Wood on 18-04-2012
We’re just through the first quarter and 2012 is shaping up to be yet another torrid one for the beleaguered financial services sector. With the next bonus season some time off, there will at least be temporary respite for the bashed bankers. But the court of public and political opinion is still baying for blood and the next furore is surely just a matter of time.
Education, education, education
Submitted by David Ross on 18-04-2012
“Two-thirds of people in the UK feel too confused to make the right choices about their money and more than a third say they don‘t have the right skills to properly manage their cash... We believe that financial education is a long term solution to the national problem of irresponsible borrowing and personal insolvency.”
Proof in the HMRC pudding
Submitted by Leone Ward on 21-03-2012
Good for Ben Gummer, the MP who first floated the idea of personalised tax breakdowns for everyone in the UK, which was turned into a budget winner by the Chancellor today. These breakdowns will show how much an individual has spent in income tax over the year, and will demonstrate exactly where that money has been spent, from the NHS to education to defence.
Who’s going to get financial advice after 2012?
Submitted by Jonathan Atkins on 08-04-2011
This week, the government’s free Money Advice Service has gone live after several months of delays and budget cuts. The service, which is a re-branding of the old Consumer Financial Education Body, will give free, independent financial advice to anyone in the UK online, over the phone and face-to-face through a national network.
Glocalisation - a new era for UK Wealth Management
Submitted by David Ross on 01/03/2011
Investment management for UK based High-Net-Worth Individuals (HNWIs) is in a period of flux. The age old private banking model of a client implicitly trusting of their adviser is broken. Clients are no longer happy to receive a fresh leather bound cheque book each year and to see their money grow from afar. An era of renewed localism and closer client/manager relationships appears to be dawning.